About Our Company

We help organizations make confident decisions about granting credit, vetting strategic suppliers, choosing the right investments or protecting their overall business from risk. Our web-based risk management platforms, backed by expert financial analysis, provide the clarity needed to identify emerging risks early and take decisive action.

Our guiding philosophy is to provide value in excess of cost and we deliver on this commitment to our subscribers every day.
25+
We’ve spent more than 25 years working to keep clients ahead of financial risk.​
~40%
Nearly 40% of the Fortune 1000 rely on our solutions to make vital financial decisions.
90+
Across our dedicated workforce based in the United States, nearly half represent technologists who are committed to shaping our innovative, future-focused solutions.

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Our History

CreditRiskMonitor.com, Inc. has operated continuously since 1999 under founder-family leadership. Explore the milestones that shaped our company.

  1. CreditRiskMonitor is founded

    The company acquires the CreditRisk Monitor credit information service from Market Guide Inc. and begins operating as CreditRiskMonitor.com.

    CreditRiskMonitor® platform launches

    A web-based service that gives corporate credit professionals financial analysis, risk alerts and curated news on the companies they do business with.

  2. Trade Contributor Program

    Leading organizations worldwide share their trade accounts receivable data confidentially, building a payment network that now reflects $3 trillion in annual trade.

  3. FRISK® Score

    Our AI-driven, 96%-accurate bankruptcy risk score for public companies and private companies looking forward 12-months.

    FRISK® Stress Index

    A view of aggregate financial stress across industries, countries and customer portfolios.

    Credit Limit Service

    Recommended credit limits that update as each customer's financial strength changes, alongside client data, to drive growth while minimizing risk exposure.

  4. Trades on the OTCQX

    Shares move up to the OTCQX, the top tier of the OTC market, under the symbol CRMZ.

  5. Crowdsourced Intelligence

    The FRISK® Score becomes the first of its kind to use aggregate subscriber research behavior as a risk signal, alternative data sourced from credit and risk management professionals from leading organizations worldwide, including 40% of the Fortune 1000.

  6. PAYCE® Score

    Our AI-driven, 80%-accurate bankruptcy risk score for North American private companies that don't share financial statements.

    CreditRiskMonitor & Morningstar DBRS Partnership

    A licensing agreement adds ratings from Morningstar DBRS, an NRSRO, to our credit reports.

  7. CreditRiskMonitor & HighRadius Partnership

    HighRadius users can pull the FRISK® Score into their accounts receivable workflows through our API.

  8. CreditRiskMonitor & Esker Partnership

    Esker's Credit Management customers can retrieve the FRISK® Score while approving or reviewing credit terms.

    CreditRiskMonitor & Resilinc Partnership

    The FRISK® Score and our financial risk analysis join Resilinc's supply chain risk platform, giving procurement teams visibility into supplier financial health.

  9. SupplyChainMonitor™ platform

    A platform built for procurement and supply chain teams to continuously monitor the financial health of their suppliers.

  10. CEO transition

    Mike Flum succeeds Jerry Flum as Chief Executive Officer. Jerry Flum continues as Executive Chairman.

    CreditRiskMonitor & Allianz Trade Partnership

    Allianz Trade approves CreditRiskMonitor as a Discretionary Credit Limit report provider in the U.S., so subscribers can use our reports to obtain credit insurance.

  11. Confidential Financial Statements Solution

    Invite private company counterparties and/or have their financial statements uploaded in one business day for access to a private company report with bankruptcy scoring, standardized financials, and peer benchmarking.

  12. FAST Rating

    Extends scored coverage to 3.5 million more businesses, including smaller international private companies.

    Business Location

    CreditRiskMonitor.com, Inc. moves its primary business location from Valley Cottage, New York to Tarrytown, New York.

  13. SOC 2® Type I report

    Independent attestation of our security, availability and confidentiality controls across CreditRiskMonitor®, SupplyChainMonitor™ and our API services.

    CreditRiskMonitor & Nuvo Partnership

    Our risk data, scores, alerts and credit limit guidance become available to Nuvo's AI agents across onboarding, credit monitoring and collections.

    Workflow Solutions

    Ready-made workflow automations for credit, collections, finance, and supply chain teams with native connectors into the platforms and systems teams already use.

Why companies trust us

40% of Fortune 1000

Trusted by many of the world’s largest companies.

A+ BBB Rating

Commitment to transparency and customer satisfaction.

SOC Audited

Enterprise-grade security and operational controls.

Learn more about our platforms

See how CreditRiskMonitor can help your organization identify financial risk earlier and make more informed decisions.
See which platform fits your risk exposure
Find out how pricing works for your team size
Hear how companies like yours are using it today