About Our Company

We help organizations make confident decisions about granting credit, vetting strategic suppliers, choosing the right investments or protecting their overall business from risk. Our web-based risk management platforms, backed by expert financial analysis, provide the clarity needed to identify emerging risks early and take decisive action.

Our guiding philosophy is to provide value in excess of cost and we deliver on this commitment to our subscribers every day.
25+
We’ve spent more than 25 years working to keep clients ahead of financial risk.​
~40%
Nearly 40% of the Fortune 1000 rely on our solutions to make vital financial decisions.
90+
Across our dedicated workforce based in the United States, nearly half represent technologists who are committed to shaping our innovative, future-focused solutions.

Our History

A single customer or supplier bankruptcy can ripple through your entire business. Since 1999, CreditRiskMonitor.com, Inc. has stayed focused on one mission under founder-family leadership: helping credit, supply chain, and finance professionals mitigate exposure to high-risk counterparties and uncover low-risk opportunities for growth. Many of the milestones below contributed to making our insights sharper, faster and more valuable. Explore the moments that help keep our clients ahead of the curve daily.

  1. CreditRiskMonitor Founded, Listed on OTC Markets

    The company acquires the CreditRisk Monitor credit information service from Market Guide Inc. and begins operating as CreditRiskMonitor.com. The company is listed on the OTC Markets under the ticker symbol CRMZ.

    CreditRiskMonitor® Platform Launched

    A web-based service that gives corporate credit professionals financial analysis, risk alerts and curated news on the companies they do business with.

  2. Trade Contributor Program Goes Live

    Leading organizations worldwide share their trade accounts receivable data confidentially, building a payment network that now reflects $3 trillion in annual trade.

  3. CreditRiskMonitor & Moody’s Partnership

    A licensing agreement adds ratings and research from Moody’s, an NRSRO, to our credit reports.

  4. FRISK® Score Launched

    Our industry-leading 96%-accurate bankruptcy risk score for public companies and private companies looking forward 12-months. This AI-driven score is used as a first line of defense by credit, supply chain, and risk management professionals worldwide.

    FRISK® Stress Index Released

    A real-time view of aggregate financial stress across industries, countries, and company portfolios. Clients use the index to stay ahead of broader financial stress and business failure trends.

    Credit Limit Service Announced

    Recommended credit limits that update as each customer’s financial strength changes, alongside client data, to drive growth while minimizing risk exposure.

  5. Trade Contributor Program Reaches $1 Trillion

    Total trade payment experiences shared by trade contributors surpasses $1 trillion.

  6. Uplists to the OTCQX®

    CreditRiskMonitor upgrades to the OTCQX®, the top tier of the OTC market.

    CreditRiskMonitor & Fitch Ratings Partnership

    A licensing agreement adds ratings from Fitch Ratings, an NRSRO, to our credit reports.

  7. Experian Financial Stability Risk (“FSR”) Score

    Expanded coverage of U.S. private companies, providing 3 million new reports and scores.

    Trade Contributor Program Reaches $2 Trillion

    Total trade payment experiences shared by trade contributors surpasses $2 trillion.

  8. Crowdsourced Intelligence

    The FRISK® Score becomes the first of its kind to use aggregate subscriber research behavior as a risk signal, alternative data sourced from credit and risk management professionals from leading organizations worldwide, including 40% of the Fortune 1000. This signal improves the FRISK® Score’s bankruptcy capture rate significantly, allowing clients to identify nearly 70% of bankruptcies in the “1” and “2” score classifications.

  9. PAYCE® Score

    Our AI-driven, 80%-accurate bankruptcy risk score for North American private companies that don’t share financial statements. Coverage spans most businesses with annual revenue greater than $5 million.

    CreditRiskMonitor & Morningstar DBRS Partnership

    A licensing agreement adds ratings from Morningstar DBRS, an NRSRO, to our credit reports.

  10. CreditRiskMonitor & HighRadius Partnership

    HighRadius users can pull the FRISK® Score into their accounts receivable workflows through our API.

  11. CreditRiskMonitor & Esker Partnership

    Esker’s Credit Management customers can retrieve the FRISK® Score while approving or reviewing credit terms.

    CreditRiskMonitor & Resilinc Partnership

    The FRISK® Score and our financial risk analysis join Resilinc’s supply chain risk platform, giving procurement teams visibility into supplier financial health.

  12. National Registries Data Integrated

    Expanded coverage of foreign private companies across Europe and Asia, adding 9 million new reports and scores.

  13. SupplyChainMonitor™ Platform Goes Live

    A platform built for procurement and supply chain teams to continuously monitor the financial health of their suppliers. Leading organizations integrate the FRISK® Score and industry benchmarking into their sourcing workflows, flagging high risk suppliers for risk mitigation and sourcing supplier alternatives.

  14. Trade Contributor Program Reaches $3 Trillion

    Total trade payment experiences shared by trade contributors surpasses $3 trillion.

    CEO Transition

    Mike Flum succeeds Jerry Flum as Chief Executive Officer & President. Jerry Flum continues as Executive Chairman.

    CreditRiskMonitor & Allianz Trade Partnership

    Allianz Trade approves CreditRiskMonitor as a Discretionary Credit Limit report provider in the U.S., so subscribers can use our reports to obtain credit insurance.

  15. New Confidential Financial Statements Solution Unveiled

    Originally launched in 2017, the Confidential Financial Statements Solution was relaunched in 2024 with new capabilities. Subscribers can now invite private company counterparties to share their financial statements, or have statements uploaded within one business day, to access a private company report. Each report includes bankruptcy scoring, standardized financials, and peer benchmarking.

  16. FAST Rating, Risk Level

    CreditRiskMonitor launches the FAST Rating and Risk Level. The FAST Rating extends scored coverage to 3.5 million more smaller international private companies. Risk Level applies to all scored and rated companies worldwide, providing High, Medium, and Low risk tiers so clients make more consistent and faster business decisions.

    Business Location Change

    For better workforce and operating efficiency, CreditRiskMonitor.com, Inc. moves its business address from Valley Cottage, New York to Tarrytown, New York.

  17. SOC 2® Type I Report

    Independent attestation of our security, availability and confidentiality controls across CreditRiskMonitor®, SupplyChainMonitor™ and our API services.

    CreditRiskMonitor & Nuvo Partnership

    Our risk data, scores, alerts and credit limit guidance become available to Nuvo’s platform across onboarding, credit monitoring, and collections.

    Workflow Solutions

    Ready-made workflow automations for credit, collections, finance, and supply chain teams with native connectors into the platforms and systems teams already use.

Why companies trust us

40% of Fortune 1000

Trusted by many of the world’s largest companies.

A+ BBB Rating

Commitment to transparency and customer satisfaction.

SOC Audited

Enterprise-grade security and operational controls.

Leadership

Our team has deep experience in finance, investment and entrepreneurship.

Partnerships

We’re committed to partnering with innovators to bring our unique solutions to the widest possible audience.

Explore Partnerships

Shareholder information

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Shareholder Information

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